PENGARUH STRUKTUR MODAL, LEVERAGE, DAN PROFITABILITAS TERHADAP KINERJA KEUANGAN BANK SYARIAH (PADA BANK UMUM SYARIAH YANG TERDAFTAR DI OJK REPUBLIK INDONESIA TBK PERIODE 2019-2021)
Abstract
The purpose of this study is to examine the effect of capital structure, leverage, and profitability on return on assets at Islamic commercial banks registered with the financial services authority (OJK) for the 2019-2021 period. The method used is a quantitative approach. The data used includes secondary data collected from January 2019 to December 2021, with a total of 30 data (10 companies x 3 years). The results showed that capital structure, leverage and profitability simultaneously had an effect on return on assets (ROA), capital structure had a not significant positive effect on return on assets (ROA), leverage had a significant positive effect on return on assets (ROA) and profitability has a significant positive effect on return on assets (ROA).
Keywords: Capital Structure, Leverage, Profitability, Return on assets (ROA)